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2017-2018 │FINANCIAL AID

Federal Direct ParentPLUS Loan

: These loans are available to parents of dependent students enrolled as a degree-

seeking student in an undergraduate program of study. Parents must submit a Direct PLUS Loan Application (which goes

through a credit approval process) and a Direct Parent PLUS Loan Master Promissory Note in order to be eligible. The

maximum Parent PLUS Loan amount per academic year is the estimated cost of attendance at CIU minus other student

financial aid.

Federal Direct Grad PLUS Loan

: These loans are available to graduate level students enrolled in a program of study.

Additional Grad PLUS loan counseling is required of all students borrowing this type of loan. Borrowers must pass a credit

check to be eligible. The maximum loan amount per academic year is the estimated cost of attendance at CIU minus other

student financial aid.

Federal Work Study

Federal Work Study (FWS) is a need-based program of financial aid providing students an opportunity to work part-time in

an approved on-campus job or community service position. It provides an opportunity for students to earn money and obtain

transferable skills while attending CIU. To be eligible for federal work-study, a student must be enrolled in a degree-seeking

program and have documented need. “Need” is calculated based on the information submitted on the FAFSA. Please note

that FWS will not be applied to your student account, and you should not include this funding when determining the amount

that you will owe to CIU. If you are eligible for this federal work program, the award amount shown on your Financial Aid

Award Letter is the maximum that you can earn through this work program; however, it must be earned. CIU cannot

guarantee a campus job to all students. All jobs must be applied for each year. The Financial Aid Office and the Office of

Career Services oversee the FWS program.

Summer Students

Summer is considered a trailer term for the current academic year. Although CIU does not offer regular scholarships during

summer terms, students can be considered for federal loans if they are enrolled at least half-time in a degree-seeking

program and have not already used their annual loan eligibility for the academic year. Students can also be eligible for

Federal Pell Grant funds if full eligibility has not already been used in the academic year.

Satisfactory Academic Progress Policy for Federal Financial Aid

Satisfactory Academic Progress is defined as the process of adequately proceeding toward the completion of a degree.

The Financial Aid Office is required by federal regulations to ensure that students who are receiving federal and state

financial aid for their education are making measurable progress toward completion of a degree in a reasonable period of

time. The complete policy is available at

. For questions concerning the policy,

please contact the Financial Aid Office at 803.807.5036.

South Carolina State Aid

South Carolina Scholarship Programs

: The SC Commission on Higher Education administers the State’s scholarship

programs. You may access information and eligibility criteria for the Palmetto Fellows, LIFE, and HOPE scholarships at

/ & Grants


South Carolina Tuition Grant:

The SC Tuition Grant (SCTG) is made available to full-time undergraduate South Carolina

residents attending private institutions in the state of South Carolina. It is based upon need and merit. Funds for this program

are appropriated by the South Carolina General Assembly. To be considered for the SCTG, the FAFSA must be submitted

by June 30 each year, and the student must meet SC state eligibility requirements. For more information please access the

SC Tuition Grant website at

/ .

CIU Institutional Aid

Columbia International University awards institutional financial aid to full-time, degree-seeking students. All awards are

subject to revision. The Financial Aid Office works to determine the best overall financial aid package for each student.

More details can be found at



CIU Grants & Scholarships

CIU students must be enrolled full-time in a degree-seeking program to be eligible for CIU scholarships and grants. They

must maintain satisfactory academic progress and meet CIU community standards. CIU scholarships and grants are only

awarded during the Fall and Spring semesters. It is best to understand a grant as an entitlement that the student receives,

possibly in conjunction with other grants. Scholarships are awarded on the basis of specific criteria. Students may receive