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2012-2013 Undergraduate Programs
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insurance that is comparable to the CIU student
health plan. In general, comparable health insur-
ance should include:
• Coverage for sickness or injury resulting in the
need for inpatient or outpatient hospital care,
surgery, diagnostic x-ray or laboratory.
• Testing, emergency care, outpatient psychiatric
care, doctor’s office visits and prescription med-
ications.
• Coverage must extend for the entire academic
year, including holidays and breaks.
• Coverage must allow for a minimum $50,000
benefit amount per injury/sickness per policy
year.
• The pre-existing condition limitation cannot
exceed six months
• Coverage must allow for repatriation of mortal
remains and medical evacuation.
Cooperative plans such as Samaritan Ministries,
Christian Brotherhood Newsletter, Medi-Share,
etc. are considered noninsurance health care
options and therefore do not qualify as health
insurance. Questions regarding student insurance
coverage should be directed to the Business
Services Office (ext. 5704). Please check with the
Health Services Office (ext. 5056) if you are
already enrolled in a cooperative plan
Payment Policies
There are two basic plans for making financial
payments to the university for Fall and Spring
semester:
1. All balances remaining after financial aid has
been awarded are due on or before registration.
2. A semester payment plan is available to cover
any balance due after financial aid has been
awarded. Please contact the Accounting Office
for more information.
For all plans, any approved but uncredited finan-
cial aid (e.g., Stafford loans, scholarships and
grants, etc.) may be taken into account in calcu-
lating the payment amount, provided the relevant
information is clearly communicated to the CIU
Accounting Office along with appropriate payment
amount.
Payment at Registration
• At the beginning of each term, all payments are
due no later than registration (registration fee,
tuition and certain other fees, as well as room
and board for on-campus students). In addition,
all students not already covered by a medical
hospital insurance plan must subscribe to the
one offered by CIU. The premium is due for
each Fall and Spring registration.
• Veterans and others training under Chapters 30,
31, 34 and 35 of Title 38, United States Code,
must be prepared upon arrival to pay all fees
and, if an on-campus student, room and board.
Columbia International University reserves the
right to increase fees and other charges without
prior notice.
Explanation of Expenses
Application Fee
The application of each entering student must be
accompanied by a non-refundable payment.
Enrollment Deposit
Each new applicant and those re-enrolling must
make an enrollment deposit within 21 days follow-
ing acceptance. This deposit is considered an
advance payment and is credited to the student’s
account. Students who decide not to enroll
should notify CIU immediately. If circumstances
arise that force an entering student to delay
arrival, they must advise the University
Admissions Office prior to the first day of orienta-
tion or forfeit the deposit (see Refunds). When a
husband and wife apply at the same time and are
accepted to enter CIU at the same time, the hus-
band pays the enrollment deposit but the wife’s
deposit is waived.
Late Registration Fee
A service fee for late registration is charged to
students who fail to complete registration by the
published deadline, including paying fees, tuition,
course fees and room and board or those who fail
to check in. Also, entering students who do not
report at the scheduled times for the Welcome
Week advising and testing programs are assessed
a late registration fee.