Undergraduate Academic Catalog 2012-2013

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2012-2013 Undergraduate Programs
loans while the student is in school at least half-
time. Interest is charged on unsubsidized loans
during all periods. Direct Subsidized Loan eligibili-
ty is determined by the student’s financial need
and number of college credits earned. Direct
Loans go into repayment following a one-time,
six-month grace period after graduation or drop-
ping below halftime enrollment.
Loan limits with demonstrated financial need:
Loan limits without demonstrated financial need:
Summer Students
Summer is considered a trailer semester for the
current academic year. Although CIU does not
offer regular scholarships during summer terms,
students can be considered for federal loans if
they are enrolled at least halftime in a degree-
seeking program and have not already used their
annual loan eligibility for the academic year.
Students can also be eligible for Federal Pell
Grant funds if full eligibility has not already been
used in the academic year.
Institutional Financial Aid
CIU awards institutional financial aid on a first-
come, first-served basis as long as funds are
available. All awards are subject to revision. The
Office of Student Financial Services works with
the student to determine the best overall financial
aid package for the student. For more detailed
information, please refer to the financial aid page
on the CIU website:
CIU Grants & Scholarships
Undergraduate students must be enrolled full time
in a degree-seeking program to be eligible for CIU
scholarships and grants. Moreover, they must
maintain satisfactory academic progress and
meet all CIU community standards.
CIU scholarships and grants are only awarded
during the fall and spring semesters. It is best to
understand a grant as an entitlement that the stu-
dent receives, possibly in conjunction with other
grants. Scholarships are awarded on the basis of
specific criteria.
Many CIU scholarships and grants have been
established by and are funded through individu-
als, families and institutions that are deeply com-
mitted to God’s work around the world and to the
role that CIU plays in training laborers for that
work. Student recipients of these scholarships
and grants are required to provide an appropriate
“thank you” letter to the donor(s).
Spouse Tuition Benefits
CIU is committed to the principle that training
both the wife and husband makes a stronger fam-
ily and ministry team. CIU has created two pro-
grams out of the institution’s commitment to that
principle.
• Guest Pass - This permits the spouse of a pro-
visional or fully-admitted CIU student to attend
courses at no charge on space-available basis
with the permission of the professor. Spouses
must be in the same course as their partners.
Guests do not take exams or participate in
course assignments; participation in classroom
discussion is at the discretion of the professor.
Course syllabi and other materials are not nor-
mally available. A Guest Pass must be obtained
from the Office of the University Registrar.
• Partners in Ministry Grant - This grant is avail-
able to the enrolled spouse of a full-time,
degree-seeking student in any of the colleges of
the University. This grant pays tuition for one
class per semester. Fees or other charges are
the responsibility of the student. This grant is
awarded based on available funding. Contact
the Office of Student Financial Services for
CLASSIFICATION
(CREDITS EARNED) UNSUBSIDIZED
ADD’L UNSUB
FOR INDEPENDENT
STUDENT
Freshman (0-29) $5,500 $4,000
Sophomore (30-62) $6,500 $4,000
Junior (63-93) $7,500 $5,000
Senior (94+) $7,500 $5,000
CLASSIFICATION
(CREDITS EARNED)
UNSUB-
SIDIZED
ADD’L
UNSUB
Freshman (0-29) $3,500 $2,000 $5,500 $4,000
Sophomore (30-62) $4,500 $2,000 $6,500 $4,000
Junior (63-93) $5,500 $2,000 $7,500 $5,000
Senior (94+) $5,500 $2,000 $7,500 $5,000
SUB-
SIDIZED
TOTAL
LOAN