Undergraduate Academic Catalog 2012-2013

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2012-2013 Undergraduate Programs
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When students are unable to fully fund their edu-
cation from personal resources, it is CIU’s policy
to attempt to assist them in obtaining additional
financing from federal, state, institutional and pri-
vate resources to the extent possible. Students
who wish to be considered for aid from these
sources must meet general eligibility requirements
as well as fund-specific criteria. Eligibility require-
ments and instructions for applying are outlined
below. International students are not eligible for
federal or state aid but may qualify for institutional
aid.
The following requirements are necessary to be
eligible for financial assistance:
• Acceptance by the CIU Admissions Office
• Completion of the FAFSA (annually) and CIU
Scholarship Application
• Enrollment as a degree-seeking student
• Institutional aid requires full-time enrollment
• Federal student loans require minimum half-time
enrollment (six hours per semester)
• Federal Pell Grant has no minimum enrollment
requirement
• For federal aid, student must be U.S. citizen or
eligible non-citizen and certify funds will only be
used for educational expenses
• Recipients of federal student loans must certify
that they are not in default on any federal stu-
dent loan and do not owe a repayment on a
federal student grant
The two applications needed to determine a stu-
dent’s eligibility are the Free Application for
Federal Student Aid (FAFSA) and the CIU
Scholarship Application. The FAFSA is available
online at www.fafsa.ed.gov. CIU’s federal school
code is 003429. The CIU Scholarship Application
is available on Financial Aid Online which is locat-
ed at .
Federal Financial Aid
Once you submit your FAFSA, the Office of
Student Financial Services will contact you
regarding the completion of your financial aid file.
You must respond immediately to any request for
additional information or documentation. Failure
to do so could cause you to forfeit awards.
Undergraduate students, if eligible, can receive
federal grants, loans and work-study. Current
information on federal aid is available online at
or by
visiting the Office of Student Financial Services.
Federal Pell Grant
The Federal Pell Grant Program provides need-
based grants to low-income undergraduate stu-
dents. Award amounts depend on financial needs,
costs to attend school and enrollment status.
Federal Supplemental Education Opportunity
Grant (FSEOG)
The FSEOG Program provides need-based grants
to help low-income undergraduate students
finance the costs of postsecondary education.
When making FSEOG awards, the institution must
give priority to those students with “exceptional
need” (those with the lowest Expected Family
Contributions, or EFCs, at the institution) and
those who are also Federal Pell Grant recipients.
Federal Work-Study (FWS)
The Federal Work-Study Program is a need-
based program of financial aid providing students
an opportunity to work part time in an approved
on-campus job or community service position. It
provides an excellent opportunity for students to
earn money and obtain transferable skills while
attending CIU. To be eligible for work-study, a stu-
dent must be enrolled at least half-time in a
degree-seeking program and have documented
need. “Need” is calculated based on the informa-
tion submitted on the FAFSA.
The Office of Student Financial Services and the
Office of Career Services oversee the Federal
Work-Study Program. All jobs are listed on
. Students are encouraged to apply
early.
Federal Direct Loan Program
Direct Loans are low-interest loans for students
and parents to help pay for the cost of a student’s
education after high school. The lender is the U.S.
Department of Education rather than a bank.
Eligibility for Direct Subsidized and Unsubsidized
Loans is based on the information reported on the
FAFSA. No interest is charged on subsidized
Student Financial Services